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Posts Tagged ‘better homes and gardens’

Neither the day of the week nor hour of the day dictates when you can get up-to-the-minute news, catch up with friends, or shop ’til you drop. The era of the consumer controlled transaction has arrived.  This evolution has challenged Realtors to shift to the role of a trusted advisor able to accommodate clients’ busy schedules and reliance on technology. 

Kelly Zeiner & Meriwether Gill

Kelly Zeiner & Meriwether Gill

Camden-based Realtors Kelly Zeiner and Meriwether Gill have joined forces to bring you the 24/7 energetic commitment required in today’s challenging real estate market.  Success².

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Housing Prices Are Hitting Bottom

More than half of economists, real estate experts and investment strategists polled by MacroMarkets LLC in June said they now expect national home prices to hit a bottom sometime in 2011.   Multi-millionaire hedge fund manager John Paulson says that current record-low interest rates make this the best time to buy homes in 50 years.  Paulson was one of only a handful of people who predicted the sub-prime collapse.  His advice is: “If you don’t own a home, buy one.  If you own one home, buy another one, and if you own two homes, buy a third and lend your relatives the money to buy a home.”

The tax benefits of home ownership are well known of course.  Lower home prices coupled with historically low interest rates really do make this the ideal time to buy a home.   Even if home prices go down some more, the overall difference would be negligible.

Let’s say there is a house for sale for $250,000. If interest rates are say 4.3%, your monthly principal and interest payment is $981. Over the course of this loan, you will pay $191,693 in interest. Now let’s drop the home price to $225,000 — a 10% price deduction. If interest rates are a point higher — 5.23% — your monthly principal and interest are now $991 ($10 a month more) but your total interest paid over the course of the loan is now $221,282 — about $30,000 more over the course of your loan. A 1% increase in mortgage rates more than offsets a 10% drop in the home’s price.

Quality of life plays a huge role in deciding whether to purchase a home or continue to rent.  The benefits of home ownership versus renting are significant.  Home owners are happier and healthier and enjoy a greater feeling of control over their lives.  Owning a home is one of the best ways to build long-term wealth.  Historically, a home owner’s net worth has ranged from 31 to 46 times that of a renter.  Home owners are free to redecorate, renovate, and modify their homes as they wish.  They don’t move as frequently as renters, providing more neighborhood stability. This stability in turn helps reduce crime and supports neighborhood upkeep.  Children of home owners do better in school, stay in school longer, are more likely to participate in organized activities and spend less time in front of the television.  And the list goes on.

Quality of life is also a consideration if you find yourself living in an area that doesn’t suit your needs.  According to a recent survey by Better Homes and Gardens Real Estate LLC in collaboration with leading media and marketing company Meredith Corporation, one in five U.S. homeowners have either moved from their home or would like to move because their neighborhood or community wasn’t ideal for their lifestyle.

There’s never been a better time to start living the life you’ve always wanted.  So what are you waiting for?

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Meriwether Gill

CAMDEN, Maine (June 27, 2011) – Meriwether W. Gill of Cushing has joined Better Homes and Gardens® Real Estate Town & Country as its newest licensed real estate agent, serving the Mid-Coast area.

Meriwether is a native of the northshore of Long Island, though she was always drawn to the idea of living in coastal Maine. That dream never left her, and now she is proud to call mid-coast Maine her home and could scarcely imagine living anywhere else.

Before training as a Realtor, Meriwether lived in many beautiful places, including the Florida Keys, the Caribbean and Hawaii, while working as a marine mammal specialist and researcher. Eventually, this led her to the adventure cruise industry, where she worked for many years as an expedition leader and naturalist, traveling all over the world, from the Antarctic to Japan, Alaska, Europe, Mexico, British Columbia, Russia and the Galapagos.  During those years, she developed her interest in working with people, and in providing them an exceptional level of service, as well as an understanding of the importance of conservation and the sustainable use and stewardship of our land and oceans.

Licensed in Maine, Meriwether graduated through the Real Estate Learning Group, in Portland.  She works for both buyers and sellers in all price ranges and gives each home sale or purchase the same care and attention.  Through Better Homes and Gardens® Real Estate Town & Country, she has an array of sophisticated marketing tools and resource at her disposal.  Resources such as PinPoint, a direct marketing tool that leverages Meredith Corporation’s U.S. database of more than 85 million consumers who interact with the Better Homes and Gardens® brand through the magazine, website and other Meredith brands.  Meriwether’s honesty, professionalism and integrity will make her a trusted advisor. True to her character, Meriwether will see each contract through to its conclusion, always placing an emphasis on customer satisfaction, and striving to make your experience of working with her a pleasant one.

Meriwether Gill

When she is not selling homes, Meriwether continues to travel whenever possible and enjoys skiing, sailing, photography, cooking and gardening.

If you are considering buying or selling a home or are just looking for additional information about real estate in your area, let Meriwether put her passion for the business, and her energy and enthusiasm to work for you.  Please feel free to contact Meriwether at 207-706-1003 (work) or 207-706-6242 (cell) or e-mail her at meriwethergill@masiello.com

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Organic Carrots

Yay!  It’s officially Summer and our local Farmers’ Markets are teeming with wonderful things.  Farmers’ Markets are an integral part of the urban/farm linkage and have continued to rise in popularity, mostly due to the growing consumer interest in obtaining fresh products directly from the farm.

The MidCoast region is filled with farms and farmers, and depending on the time of the year, you’ll find beef, pork, lamb, poultry, seafood, cheeses, milk, honey, maple syrup, baked goods, vegetables, apples, berries and more at MidCoast farmers’ markets.

Asparagus, peas, fresh greens, goat cheese, farm eggs, fresh Maine seafood… visit one of these MidCoast Farmers’ Markets and see what tasty locally produced foods this week provides:

Bath Farmers’ Market
The Bath Farmers’ Market began its 31st summer season May 7th at Bath’s Waterfront Park. Markets are held every Saturday from 8:30am-12pm.  Visit the Bath Farmers’ Market website for a list of vendors.

Belfast Farmers’ Market
You’ll find the Belfast Farmers Market in its summer location on Front Street. The market is held every Friday from 9am-1pm, and even includes a water buffalo meat vendor.

Searsmont Farmers’ Market
Searsmont Farmers’ Market is open for the season on Saturdays 8 AM to 1 PM, and Tuesdays 3 PM to 6 PM. Among the venders will be Fiddle Heads and Dandelions Farm, Camelot Farm, Second Wind Farm and Stony Hill Farm. The market is conveniently located by the St. Georges River on Route 131 across from the Searsmont Post office.

Ed at the Searsmont Farmers Market

Brunswick Farmers’ Market
Brunswick’s Farmers’ Market is one of the oldest in the state.  You’ll find the Brunswick Farmers’ Market every Tuesday and Friday on the grassy mall in downtown Brunswick between 8am-2pm.

Camden Farmers’ Market
The Camden Farmers’ Market is held Saturday from 9am-12pm and Wednesday afternoon 3:30 – 6pm through October 29th.   The market is located in the parking lot behind the Knox Mill, and can be found easily by following the signs.

Damariscotta Farmers’ Market
The summer season for the Damariscotta Farmers’ Market has begun. The market is held each Friday from 9am-12pm.  Monday Farmers Markets for the summer season began June 13th.

Rockland Farmers’ Market
Rockland’s Farmers’ Market is held every Thursday from 9am-12:30pm in Rockland’s Harbor Park.

Union Square Farmers’ Market
Union’s Farmers’ Market runs every Saturday from June 5th through October 16th from 8:30am-12:30pm.

Please let us know if we’ve missed any!

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